Auto Insurance Fraud

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The District Attorney's Office is funded by the California State Department of Insurance to investigate and prosecute suspected fraud in Auto Insurance Claims. This type of crime is a felony and is punishable by state prison. The District Attorney may investigate cases independently or with the assistance of the Department of Insurance Investigations Division.

Types of Automobile insurance fraud cases we investigate include:

FALSE CLAIMS 

•    Typically occurs when a person falsely claims a loss that never occurred. This may include such claims as theft or loss of personal property that the claimant has secreted or disposed of for profit.

•    Where a person falsely reports his or her vehicle as stolen when in fact, they abandoned it after having been involved in an accident while driving under the influence of drugs or alcohol.

•    Where a person falsely claims the details of an accident in order to cover up another crime such as hit and run.

•    Where a person stages a false automobile accident in order to receive payment for damages or faked injury.

INFLATED LOSS CLAIMS

•     Where a person exaggerates the dollar loss or the type and number of items lost or damages to an automobile in order to receive an additional settlement.

•     Where a person exaggerates pain and suffering or his or her inability to work due to an automobile accident in order to receive additional settlement money.

Please contact our office at (209)223-6444 if you have been of victim of this type of crime or if you have information regarding auto insurance fraud that may have been committed in Amador County. Your report will be kept confidential. Upon notification, our office will investigate, and when possible, prosecute these crimes to the fullest extent of the law.